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Personal / Savings / Regular Savings Account

Regular Savings Account

 


A Simple, Flexible Way to Start Saving and Grow Your Money

Save with Confidence

The Regular Savings Account from The Farmers Bank offers a convenient and secure way to build your savings over time. This flexible account earns interest on every dollar and allows you to withdraw funds whenever you need them. It’s ideal for anyone looking for a dependable savings account in Indiana that combines easy access with consistent growth.

Whether you’re saving for emergencies, future goals, or everyday needs, our Regular Savings Account makes it simple to grow your savings locally with trusted service and digital convenience.


Account Benefits

  • Earns competitive interest, compounded monthly
  • Access your funds anytime without penalties
  • Free online and mobile banking for convenient account management
  • FDIC insured up to applicable limits for added security
  • Supported by friendly, local service from The Farmers Bank team

Account Details

The Regular Savings Account is designed to make saving straightforward and rewarding.

  • Minimum opening balance: $50
  • Monthly maintenance fee:
    • Avoid the fee by maintaining a $300 minimum daily balance
    • If your balance falls below $300, a $3 monthly maintenance fee applies
    • The $3 fee is waived for account holders under 18 years of age
  • Withdrawals: Up to six debits per statement period
    • A $1 excessive withdrawal fee will be assessed for each withdrawal over six per period
  • Interest: Compounded monthly for steady growth

Why Choose The Farmers Bank

As your local Indiana community bank, The Farmers Bank is dedicated to helping individuals and families achieve financial success. Our Regular Savings Account provides secure savings options and personalized service with the convenience of modern banking tools.

You’ll enjoy:

  • Competitive interest on your savings
  • FDIC-insured protection for peace of mind
  • Convenient digital access to manage your funds
  • A trusted community partner that has served Indiana since 1876

Open Your Savings Account Today

To open a Regular Savings Account, call or stop by one of our local branches. Our team will be happy to help you get started and answer any questions you may have.