Mortgage Interest Rates

Owner-Occupied Properties

Effective: July 17, 2025

If mortgage higher mortgage rates are holding you back, The Farmers Bank gives you our “Buy now, Refi later promise!”

Secure your new home today with a mortgage from Farmers Bank. If interest rates decrease within the next three years, we'll contribute $1,000 towards the closing costs of your next Farmers Bank refinance loan! Reach out to your Farmers Bank Mortgage Loan Officer for more information!

Term

30 Year Fixed

20 Year Fixed

15 Year Fixed

10 Year Fixed

Conventional Loan
Interest Rate

6.750%, no points

6.625%, no points

6.125%, no points

5.875%, no points

APR

6.948%

6.883%

6.443%

6.322%