Skip to main content
Customized solutions to bring your business goals within reach
Business - Page Hero
Business / Treasury Management / Business Accounts

Business Accounts

The Farmer’s Bank offers a variety of accounts tailored to fit your specific business needs. We want to hear about your business’s needs and help provide a customized solution that’s works for you!


Businesses come in many sizes, needing solutions for their unique banking demands.  The Farmers Bank lets you customize and manage your banking with our Business Essentials checking package.  We’ve identified some additional services we offer to help you manage your business --- many with waived or discounted fees.

Business Checking

A checking account designed for small business owners who need a simple checking plan with limited transaction volume.
  • $100 opening deposit required
  • No minimum balance required
  • No monthly maintenance fee
  • Free Debit Card (must have business and individual name)
  • Up to 200 free transactions per statement period. ($.25 per transaction for each transaction over 200 per statement period). Transactions include: ACH debits & credits, checks and other debits, deposited items and other credits (including deposit slip) and ATM transactions.

Commercial Business Checking

A full service analyzed account with earnings credit.
  • $100 opening deposit required
  • Monthly maintenance fees are determined by an analysis of the account
  • Earnings credit is calculated on net average collected balance less reserves
  • Fees are based on account activity and services provided


Savings is an investment opportunity – an investment in a secure future. The Farmers Bank offers a number of business savings program opportunities to fit any need.

Advantage Savings

A higher interest savings program for the larger investor with withdrawal capabilities.

  • $15,000 minimum opening balance
  • 4 withdrawals (debits) per statement period
  • Interest is compounded weekly.

Money Market Investment

Investment account which pays rates based upon a tiered interest rate structure.
  • $1,000 minimum opening balance
  • 6 withdrawals (debits) per statement period
  • Interest is compounded monthly.

Regular Savings

 Flexible account which earns interest and allows funds to be withdrawn anytime.

  • $50 minimum opening balance
  • 6 withdrawals (debits) per statement period
  • Interest is compounded monthly.


The Farmers Bank Sweep account allows your organization to optimize the earning potential of excess funds and minimize borrowing fees by utilizing our investment and loan sweeps. You determine the target balance in your checking account that best suits your business strategies and let the sweep automatically transfer funds for you.

Investment Sweep:

  • Convenient
  • Liquidity of funds
  • Increased earning potential
  • Competitive rate

Loan Sweep:

  • Eliminate overdrafts
  • Minimize borrowing costs
  • Increase efficiency