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Money Matters Blog


  • Should Your Business Borrow If a Recession Is Imminent?

    If you follow economic news, you’ve seen plenty of debates about whether the United States is slipping into a recession. Bankers generally steer clear of media hype and talking heads. Instead, we study economic factors to detect worrisome trends.
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  • Smart ways to ratio-nalize your business planning

    Typically, the more your business grows, the more complex your finances become. Even the most diligent owner or CEO may find it increasingly difficult to get a quick measure of their company’s health. That’s when it pays to go back to your Accounting 101 class and renew your acquaintance with some handy benchmarks.
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  • Why do bankers need to know that?

    I can’t understate the value of taking a cooperative attitude with the process. Assuming your loan is approved, you and the bank are going to have a working relationship and a stake in your success for several years. Starting that relationship on the right foot benefits both of us.
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  • Community Banks Are Actually Money Factories

    If you’re like most people, you think of your local bank as a place to safeguard what you’ve earned and borrow more when you need to. That’s accurate, but the most important role banks play in your community is generating money.
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  • Moving Your Business Forward in Spite of Economic Uncertainty

    Trying to effectively prepare for inflation and economic uncertainty can feel daunting. Instead of freezing in fear, smart business owners look at their situations, evaluate the risks, and follow strategies to limit the potential for problems.
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  • Stop Managing and Start Coaching. How to Perform Reviews and Set Goals for Your Team.

    We just wrapped up June, which means our team at The Farmers Bank is reaching the end of our fiscal year. While for many of you, this is mid-year, we are preparing for performance evaluations. Although you may not be approaching these evaluations yet, now is a great time to be thinking about how you might make your next year’s performance review system meaningful for your company and your staff. This season can be stressful for managers and their teams alike! While preparing for these reviews, I’ve been reflecting on the importance of being a coach to your team and not just a manager of projects, processes, and products.
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  • Business Debt Comes in Two Flavors: Good and Bad

    Owners of growing businesses commonly misunderstand the role -- and the value -- debt can play in their companies’ health. Many of us were raised to cast a wary eye when it comes to borrowing, and that reluctance may limit opportunities for success.
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  • Lessons from the C-Suite

    I’m often asked questions about how I worked my way to a C-suite position, and I’ve found those questions to be an excellent opportunity to reflect on my journey on getting to this place in my career.
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  • A Discussion On Culture, Leadership & Brands

    Each generation is unique, and so is the new wave of talent that businesses are welcoming today. Undoubtedly, this new generation does things differently, and leaders are scrambling to find that one magic formula to retain, value, and harness their unique skill set. Might changing our businesses' culture and creating brands that align with the new generation's value be the key to tap into this powerhouse?
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  • Business Lending Isn’t About Money, It’s About Relationships

    A relationship with your banker is a valuable asset to you and your company, but a successful lender-business relationship demands a genuine commitment from both sides. Here's what you can expect while developing a relationship with your banker. #banking #relationshipsmatter
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