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Personal / Personal Loans / Home Equity Lines of Credit

Home Equity Lines of Credit

A Farmers Bank Home Equity Line of Credit (HELOC) can help you make the most of your home’s value by taking advantage of the equity that you have been building since the day you purchased it.

With a Farmers Bank Home Equity Line of Credit (HELOC), you are in control. You decide when and how you spend the money. Home Equity Lines of Credit can be used for:

  • New car
  • Home improvements
  • Debt consolidation
  • College tuition
  • Wedding or vacation
  • Any unforeseen emergency or medical bills

A Home Equity Line of Credit is a flexible option that can be paid back over time. A Home Equity Line of Credit from The Farmers Bank has no closings cost.* 

  • Various repayment terms
  • Easy ways to draw on funds
  • Interest on home equity lines of credit may be tax deductible (consult your tax advisor).

We are here to help you achieve your goals and dreams with our Home Equity Lines of Credit. To learn more about your options, contact your local Farmers Bank office.

All Home Equity Loans and Lines of Credit are subject to application and credit approval. Home Equity loans and lines of credit are subject to acceptable appraisal and title search.  *No closing costs on lines of $10,000 or more.

Traditional Home Equity Term Loan

If you have a specific project or need in mind, just let us know how much you need to borrow. We’ll set up a home equity term loan, with a fixed interest rate, for that amount. We’ll tailor the monthly installment payments to fit your budget.

Whether a Home Equity Line of Credit (HELOC) or a Traditional Home Equity Loan sounds best for you, stop by one of our convenient offices today for an application.