Certificate of Deposit

Secure, High-Interest Savings with Guaranteed Returns

Save with Confidence

A Certificate of Deposit (CD) from The Farmers Bank is a high-interest savings program designed for depositors who can invest for a set period of time without needing withdrawal privileges. Our Certificates of Deposit offer a safe, solid return on your investment and the flexibility to choose a maturity date that fits your financial goals — from as short as 7 days to as long as 5 years.

With a fixed rate that’s guaranteed for the length of your term, you’ll enjoy peace of mind knowing your money is growing securely. You can also choose how your interest is paid, giving you control over your personal savings plan.

Account Benefits

Fixed interest rate locked in for the full term
Flexible maturity options from 7 days to 5 years
FDIC insured up to applicable limits
Competitive Indiana CD rates for dependable growth
Local, personalized service from your trusted Indiana community bank

Explore All Savings Options

Account Details

A Farmers Bank CD gives you the flexibility to choose both your investment amount and term length, making it easy to align your savings with your financial goals.

Minimum opening deposit: Competitive low minimum to get started
Terms available: From 7 days to 5 years
Interest rate: Fixed for the duration of the term
Interest payment options: Choose how and when you receive your interest payments
Renewal options: Automatically renew or withdraw your funds at maturity

Why Choose a Farmers Bank CD?

As a locally owned Indiana community bank, The Farmers Bank provides secure, personalized financial solutions to help you grow your savings locally. Whether you’re investing for short-term growth or long-term stability, our Certificates of Deposit offer reliable returns and trusted local support.

You’ll enjoy:

Competitive CD rates in Indiana
Flexible terms to match your timeline
FDIC-insured savings for peace of mind
Professional, local service with every account

Apply for a Certificate of Deposit

You can conveniently apply online to open a Certificate of Deposit with The Farmers Bank. Start earning a guaranteed return today with flexible terms and secure savings.

Apply Now →

Prefer in-person assistance? You’re always welcome to visit one of our local branches for personal guidance and current rate information.

Looking for more ways to save? Explore our High-Yield Savings Accounts and Money Market Accounts for additional options to grow your money.