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Convenience Services

The Farmers Bank offers a variety of convenience services developed for today's busy lifestyles. Whether you want to bank at one of our branch offices, your home, your office, or from the other side of the world, we have a product that's right for you!

Online Banking

Use our online banking services with complete confidence. We use the highest level of encryption protection and authentication technology available to safeguard your account information. Both our personal and business customers can access their balances and view detailed information on all of their accounts any time, day or night.


Introducing Messenger™ our latest improvement for your online banking experience.  Manage your account better with email message alerts.  You customize the settings and get just the information you want.  Click here for instructions on how to set up an alert with Messenger™

Online Bill Payment

Paying your bills has never been easier. Online Bill Pay is the simple and secure way to pay all your bills. It is the most effective way to take control of your time and money. With Online Bill Pay we're always open. You can pay your bills whenever you want. All you need is a computer with Internet access and best of all it's FREE!

Telephone Banking

Quick and easy access to your bank account information from any touch-tone telephone, 24 hours a day, seven days a week.

One simple call lets you:

  • Receive your bank account information via a touch-tone phone
  • Receive information on your:
    • Checking Accounts
    • Savings Accounts
    • Certificates of Deposit
    • Loans
  • Access from any touch-tone phone
  • Utilizes a Personal Identification Number (PIN) for access and identity verification
  • Leave voice messages for your banker
Click here for step by step instructions on how to use Telephone Banking.

How do you access Telephone Banking?
To access information about your personal accounts you must obtain a Personal Identification Number (PIN). Please visit or call your Farmers Bank office to request your PIN. Once you have your PIN, you are ready to start using Telephone Banking.

  • Clinton County – (765) 654-6872
  • Boone County – (765) 483-2768
  • Hamilton County – (317) 758-4786

ATM/Check Card

The ATM card that works like a check. Enjoy the convenience of credit card shopping without interest charges or annual fees with your ATM/Check Card! Just present your card and the transaction will be automatically deducted from your checking account and conveniently detailed on your monthly checking account statement.Visit your Farmers Bank office for an ATM/Check Card application today!

Attention Debit Card Customers:

New EMV Chip-Bearing Debit Cards Coming Soon

The Farmers Bank debit card customers who do not already have EMV chip-bearing debit cards will receive replacement cards within the next 12 months.  Beginning July 1, 2016, new debit card customers will receive EMV chip-bearing debit cards with existing cardholders receiving them during the next 12 months in the month (not the year) their current card expires. 

As a security measure, your current non-chip debit card will no longer be active once you activate your new EMV chip-bearing debit card.

Important Information about Your New EMV Chip-Bearing Debit Card

Improved Security:
Your new EMV chip-bearing card includes the latest chip technology which provides an added layer of security, providing greater protection against fraud.

World-Wide Acceptance:
Your new EMV chip-bearing debit card will also make traveling easier and more convenient with its world-wide acceptance.  Your debit card continues to have the traditional magnetic stripe on back, enabling you to use it at all merchants without chip-enabled terminals.

How It Works:

  • Businesses may ask you to insert your debit card into the terminal or they may ask you to swipe the magnetic stripe.
  • If you’re asked to insert the debit card, look for a slot on the bottom-front of the terminal and insert your debit card face up with the chip first.
  • Leave your debit card in the terminal until the transaction is complete.
  • The terminal will prompt you to sign or enter a PIN to validate your identity.
  • Take your debit card when prompted and don’t leave it behind.

The expiration date and three digit security code on the back of your new EMV chip-bearing debit card has changed, so please remember to update merchants (e.g., automatic bill pay, online wallets or merchant websites).

If you have any questions about your new card, please contact your nearest Farmers Bank office.

To Report a Lost or Stolen ATM/Check Card - (800) 472-3272 
To Activate an ATM/Check Card - (800) 992-3808


The Farmers Bank has convenient 24 hour ATMs at branch locations in Fishers, Frankfort, Kirklin, Lebanon, Michigantown, Mulberry, Noblesville, and Sheridan. A drive-up ATM is also located at 1951 E. Wabash Street in Frankfort.

Night Depositories

It's easy to make deposits at any time, day or night using our convenient night depositories at all Farmers Bank offices.

Free Direct Deposit

Direct deposit of your government checks, Social Security, and payroll checks provides convenience and peace of mind because you know your deposit is safely made to your account, even when you're away from home. Visit your Farmers Bank office for details.

Domestic and International Wire Transfers

Our Wire Transfer Service lets you transfer money to and from your Farmers Bank account to locations around the world. Visit your Farmers Bank office for details.

Automatic Savings Plans

Sign up to have money automatically transferred on a regular basis from your checking or savings account to another Farmers Bank account.

Automatic Loan Payments

Save money on postage or trips to the bank by automatically paying your Farmers Bank loan every month from your checking or savings account.

Safe Deposit Box

Protect your valuables with a Farmers Bank Safe Deposit Box. Boxes are available at our Fishers, Frankfort, Kirklin, Michigantown, Mulberry, Noblesville, Wesley Manor, Sheridan and Lebanon offices.

Notary Service

Do you need your important documents notarized? We will be glad to notarize your documents at any Farmers Bank office.

Savings Bonds

Getting what you want out of life doesn't have to mean putting your hard-earned money at risk. U.S. Savings Bonds are a safe, easy way to save money and a solid addition to your investment portfolio.


To purchase Savings Bonds, order online at

Mobile Banking

Our new Mobile Banking puts everyday banking tasks at your fingertips. Access your account 24/7 Anytime! Anywhere!

In today's fast paced world, you need access to your money regardless of where you are. Whether you're at home, work, or on vacation, our convenient Mobile Banking services are just a simple click away. learn more >


Need to repay a friend for concert tickets? Have a college student who needs money for groceries? Need to collect gift money for the boss’ baby shower? Forget the hassle of writing checks or running to the ATM. Instead, use popmoney. It’s as easy as sending a text message or an email, and you can send or receive money in as little as one business day. learn more >

Introducing Messenger™

Our latest improvement for your online banking experience.

Manage your account better with email message alerts. You customize the settings and get just the information you want.

Your 24/7 online banking and bill paying connection!

It's fast, convenient and easy to use:

  • View account balances and information
  • View transactions and statements
  • View paid checks online
  • Pay your bills and view payment history
  • Transfer funds between your accounts
  • Make loan payments
  • Re-order checks

Click Here For Instructions on How to set up an Alert with Messenger

Please do not send confidential account information in an unsecured email!