I have been a Farmers Bank customer since I moved to Clinton County in 1992. In the past couple of years, I've started using the online bill payment system offered by The Farmers Bank, and I cannot stop bragging on it. It is so easy to use. It greatly reduces the time spent paying bills. Postage is eliminated as are envelopes to pay bills, and I can pay virtually anyone that I owe. Record keeping is simplified. My wife is Treasurer for Scotland Christian Church and I am Treasurer for the Michigantown Lion's Club. We use the online system extensively. We have bragged about how great it is so much, that my seventy-six year old father is now using it and loves it too. If you're not using this free service, you are missing out on a great benefit offered by the wonderful people at The Farmers Bank.