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| EFFECTIVE DATE: September 3, 2008 |
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| CHECKING AND SAVINGS ACCOUNT RATES |
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INTEREST
RATE |
ANNUAL
PERCENTAGE
YIELD |
MINIMUM
DEPOSIT |
PREMIER ADVANTAGE FUND CHECKING ACCOUNT 1,2 |
|
| $.01 - $4999.99 |
0.00 |
0.00 |
$5,000.00 |
| $5,000.00 - $24,999.99 |
0.25 |
0.25 |
$5,000.00 |
| $25,000.00 - $49,999.99 |
0.75 |
0.75 |
$5,000.00 |
| $50,000.00 - & Over |
2.32 |
2.35 |
$5,000.00 |
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| INTEREST CHECKING 1,2 |
0.15 |
0.15 |
$1,000.00 |
| PLATINUM 50 PLUS 1,2 |
0.15 |
0.15 |
$25.00 |
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| ADVANTAGE 1,2 |
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| $.01 - $14,999.99 |
0.25 |
0.25 |
$15,000.00 |
| $15,000.00 & Over |
1.30 |
1.31 |
$15,000.00 |
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| MONEY MARKET SAVINGS 1,2 |
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| $.01 - $999.99 |
0.25 |
0.25 |
$1,000.00 |
| $1,000.00 - $24,999.99 |
0.70 |
0.70 |
$1,000.00 |
| $25,000.00 - $49,999.99 |
0.80 |
0.80 |
$1,000.00 |
| $50,000.00 - $99,999.99 |
0.90 |
0.90 |
$1,000.00 |
| $100,000.00 & Over |
1.15 |
1.16 |
$1,000.00 |
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| SAVINGS ACCOUNT 1,2 |
0.25 |
0.25 |
$5.00 |
| STUDENT SAVINGS 1,2 |
3.50 |
3.56 |
$25.00 |
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| CERTIFICATES OF DEPOSIT RATES |
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| 7 TO 31 DAYS* |
1.30 |
1.31 |
$2,500.00 |
| 91 DAYS* |
2.10 |
2.12 |
$500.00 |
| 182 DAYS* |
2.20 |
2.22 |
$500.00 |
| 1 YEAR* |
2.25 |
2.27 |
$500.00 |
| 1 1/2 YEAR* |
2.30 |
2.32 |
$500.00 |
| 2 YEAR* |
2.35 |
2.38 |
$500.00 |
| 2 1/2 YEAR* |
2.40 |
2.43 |
$500.00 |
| 3 YEAR* |
3.50 |
3.56 |
$500.00 |
| 4 YEAR* |
2.75 |
2.78 |
$500.00 |
| 5 YEAR* |
3.20 |
3.25 |
$500.00 |
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| SPECIALS |
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| 36 MONTH* |
3.50 |
3.56 |
$500.00 |
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| INDIVIDUAL RETIREMENT ACCOUNT RATES |
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| IRA 3 |
3.50 |
3.53 |
$5.00 |
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*Substantial penalty for early withdrawal.
1 Fees may reduce earnings.
2 An early close fee of $30.00 will be charged if account is closed within 180 days of opening.
3 $50.00 bank penalty may apply if funds are withdrawn before age 59 1/2.
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| RATES SUBJECT TO CHANGE WITHOUT PRIOR NOTICE |
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| A FULL DISCLOSURE OF THE FARMERS BANK'S ACCOUNT RULES AND REGULATIONS IS AVAILABLE UPON REQUEST. |
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| MEMBER FDIC |
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