My Bank for life.

  • The Farmers Bank was the only financial institution that had enough Faith to look at us for who we are and what we are trying to do in serving the needs of others. With the support of caring people like The Farmers Bank lives will be changed not just for now but for eternity. Thank you The Farmers Bank, for your belief in Grace on Wings.

    Hal Blank / Grace on Wings

  • As a local merchant who prides itself on being “hometown proud”, we greatly appreciate being able to conduct our business with another local establishment who shares the same sentiment. The Farmers Bank offers a full line of services that allows us to consolidate our needs and operate very efficiently and successfully.

    Eric Woods / Schultz IGA

  • We at Esserman Tire can’t tell you how much we appreciate our locally-owned bank. The Farmers Bank employees know us so well, that if something out of the ordinary would take place, they would be alert to it, identify it, and protect our financial information.

    Steve Giebel / Esserman Tire Company

Business Lending

The Farmers Bank is committed to building lasting relationships with our clients.

Whether you’re starting a new business or growing an existing business, our experienced business lenders are here to help businesses of all sizes. The Farmers Bank understands the importance of strong local commerce, and has served businesses in our communities since 1876. We strive to make it easy for you to do business with us – and easier for your customers to do business with you.

To this end, we offer an array of business solutions to assist your business endeavors. Because all of our lending decisions are made locally, a timely response is never too far away.

Revolving Lines of Credit

  • Used to handle short-term funding needs, freeing capital for long-term investment in your business
  • Easy access
  • Available for overdraft protection on your business checking

Term Loans

  • Used to provide a specific amount of credit to purchase assets or meet specific working capital needs
  • Flexible terms to work with your businesses’ cash flow

Commercial Real Estate Permanent/Construction Mortgages

  • Used to finance acquisition, construction or refinance of your office building, warehouse, retail store or manufacturing facilities
  • Competitive terms

Agricultural Loans

  • Variety of loan options including capital financing, equipment loans, lines of credit and mortgage loans
  • FSA guarantees available
  • Flexible terms to work with your operation’s budget

SBA Loans

  • Loans for your business start-up or to help your existing business grow
  • Variety of loan options including term loan, mortgage and line of credit options
  • Backed by government-sponsored loan guarantees