My Bank for life.

  
 
  • The Farmers Bank was the only financial institution that had enough Faith to look at us for who we are and what we are trying to do in serving the needs of others. With the support of caring people like The Farmers Bank lives will be changed not just for now but for eternity. Thank you The Farmers Bank, for your belief in Grace on Wings.

    Hal Blank / Grace on Wings

  • A Good Bank is like a Good Friend… Always there when you need them.  We love and appreciate our hometown bank that treats us like family. Thank you The Farmers Bank for serving our family and our business for over 50 years! We are always greeted and called by name when entering our bank.  It is so comforting to know that when you need help, they are only a phone call away and are so supportive and excited about our growing business.

    The Shoup Family / Shoup Country Foods, Inc.

  • We at Esserman Tire can’t tell you how much we appreciate our locally-owned bank. The Farmers Bank employees know us so well, that if something out of the ordinary would take place, they would be alert to it, identify it, and protect our financial information.

    Steve Giebel / Esserman Tire Company

Business Lending

The Farmers Bank is committed to building lasting relationships with our clients.

Whether you are starting a new business, or growing or diversifying an existing business, our experienced business lenders are here to help no matter what the size of your company. The Farmers Bank understands the importance of strong local commerce, and has served businesses in our communities since 1876. We strive to make it easy and convenient for you to do business with us which in turn makes it easier for your customers to do business with you.

To this end, we offer an array of business solutions to assist you in your business endeavors.  Our lending decisions are made locally so a timely response can be given to you.

Revolving Lines of Credit

  • Used to handle short-term funding needs and make capital available for long-term investment in your business
  • Easy access
  • Available overdraft protection on your business checking account

Term Loans

  • Used to provide a specific amount of credit to purchase assets or meet specific working capital needs
  • Flexible terms to make payments work with your business’ cash flow

Commercial Real Estate Permanent/Construction Mortgages

  • Used to finance the acquisition, construction or refinance of your office building, warehouse, retail store or manufacturing facilities
  • Competitive rates and terms

Agricultural Loans

  • Variety of loan options including capital financing, equipment loans, lines of credit and mortgage loans
  • FSA guarantees available
  • Flexible terms to work with your operation’s budget

SBA Loans

  • Loans for the start-up of your business or growth of your existing business
  • Variety of loan options including term loans, mortgage loans and lines of credit
  • Government-sponsored loan guarantees

We Also Offer:

  • Online Banking / Business Bill Pay
  • Treasury Management Services
  • Remote Deposit / Merchant Capture
  • Merchant Credit Card Processing
  • Mobile Banking
  • Business Credit Cards