Karen I. Miller

President & CEO

The Farmers Bank wants your business. Not just the occasional account or loan - we want all of it. And we want your friends' business, too

While this may seem like common sense, many banks are hesitant to say it out loud. It's a bold claim to make, because asking for total commitment from every customer requires total commitment to every customer. It means re-earning their trust with every transaction.

The Farmers Bank's "every customer, every time" philosophy is the reason I'm confident in making my opening statement. We strive to provide every customer with the same level of friendly, professional, personal service. The more we commit to our customers, the more they are committing to us. With each new customer, we're playing an increasingly significant role in the success of every community we serve.

If you're already a Farmers Bank customer, thank you for allowing us to be a part of your life. If you're new to The Farmers Bank, we want your business - all of it. We promise you won't be disappointed.

Sincerely,

Karen I. Miller

President