ADMINISTRATION
Karen I. Miller
President and Chief Executive Officer

Thomas F. Cutter
Chief Financial Officer

Paul E. Cox
Senior Vice President and Chief Credit Officer

Randolph L. Snyder

Senior Vice President

ACCOUNTING / FUNDS MANAGEMENT
Marcile L. Nickols
Comptroller

Jennifer Neal
Asset Liability Manager

AUDIT / COMPLIANCE / SECURITY
Glenda Fearnow
Auditor

Tammy Dunham
Compliance Officer

Jeni L. Royalty
Security Officer and Bank Secrecy Officer

COLLECTIONS
Donald H. Elliot Jr.
Credit Manager

Michael L. Bogan
Retail Credit Manager

COMMERCIAL LENDING
Brad Cunningham
Vice President Commercial Loan
Stephanie Buntin
Senior Credit Analyst

Jackie Emery
Treasury Management Officer

Kristen A. McCullough
Manager of Small Business Lending

Susan Ruch
Commercial Small Business Lender

Mary Ann Stockberger

Administrator of Merchant Card Services

Timothy L. Wolfe
Senior Agricultural Lender

HUMAN RESOURCES
Cindy L. Swope
Director of Human Resources

Robin Davis
Training Coordinator

INVESTMENT CENTER

Donn L. Walling

Registered Representative

Dean A. Huddleston

Vice President

LOAN ADMINISTRATION
Kathleen Knoll
Loan Operations Officer

Carroll Valentino
Business Process / Operational Risk Officer

MARKETING
Lisa L. Ferguson
Director of Marketing

MORTGAGE LENDING

Laura Mullen
Mortgage Loan Officer

OPERATIONS
Steven C. Reynolds
Vice President

Judy Bruns
Manager of Computer Operations

Lorita E. Pearson
Deposit Operations Officer

RETAIL BANKING
Rita McIntosh

Vice President Retail Banking

Russell Doyle
Loan Portfolio Manager

Donna M. Myers
Manager of Branch Administration

Frankfort Office

Beverly Eppley

New Accounts / Loan Officer

Lee Randolph
Branch Manager

S. Jean Vesco
Assistant Branch Manager /

Loan Officer

Indianapolis Office
Christina Altom

Commercial Loan Officer

Kathleen A. Bowman
Business Development Officer

Dwain Pitzer

Commerical Loan Officer

Lebanon Office
Yvonne Baird
Branch Manager

Luanne Lewis
Consumer Loan Officer

Michigantown Office
Donald E. Rusk
Vice President / Branch Manager

Mulberry Office
Jenny L. Grayless
Branch Manager

Sheridan Office
Kendra Price

Commercial Loan Officer

Jeff Davis
Branch Manager

TRUST SERVICES
Tamara S. Oberle
Vice President and Manager of Trust Services

Nancy D. Harshbarger
Assistant Vice President and Trust Officer

Jennifer L. Pearson

Trust Administration Officer

Stephen G. Rothenberger

Trust Investment Officer