Personal Banking

Checking Accounts


The Farmers Bank offers a wide range of checking account options. Convenience, low monthly maintenance fees, Free Online Banking. Free Bill Pay, Free 24 Hour Telephone Banking, and Check Imaging are just a few of the many benefits we offer to our customers.

Compare All Checking Accounts

Basic Checking
Features
Monthly
Maintenance Fee
Minimum Balance to Waive Fee
Free
Checks
Basic checking plus so much more.
None
N/A
No
Checking Account Packages
Features
Monthly
Maintenance Fee
Minimum Balance to Waive Fee
Free
Checks
The ultimate checking account that requires no minimum balance, but provides a winning combination of benefits and services, including free branded checks and unlimited check writing.
$6
N/A
Yes
(One box per order)
A special checking account with benefits created especially for our customers who maintain a higher balance.
$0
If balance falls below $500 a $7 monthly maintenance fee will be incurred.
$500
Yes
(One box per year)
Interest Checking
Features
Monthly
Maintenance Fee
Minimum Balance to Waive Fee
Free
Checks
An interest bearing checking account that earns a competitive interest rate.
$0
If balance falls below $5,000 a $10 monthly maintenance fee will be incurred.
$5,000
No
A checking account that combines all the advantages of checking and money market accounts, while eliminating the hassle of maintaining multiple accounts.
$0
If balance falls below $5,000 a $15 monthly maintenance fee will be incurred.
$5,000
Yes

Basic Checking
Don't stress about your checking needs. This is going to change the way you view checking. The Farmers Bank's Basic Checking Account was built with you in mind. It offers:
  • No minimum balance required
  • Up to 30 Free Debit/Withdrawal Transactions - $.10 per transaction thereafter.
  • Free monthly non imaged statement.
  • Free Online Banking -  Enjoy the convenience of checking the status of your account online.
  • Free Online Bill Pay - Receive our convenient Online Bill Pay feature for no additional monthly fee! (Authorization is required)
  •  Free 24-hour Telephone Banking
  • Free ATM/Check Card - The card that works like a check at thousands of locations worldwide, plus it can be used at any ATM. 
  • Switch to The Farmers Bank
  • For other terms and conditions please ask for a disclosure.
 
Checking Account Packages

Gold Checking

Our best checking account for $6 a month. The ultimate checking account that requires no minimum balance, but provides a winning combination of benefits and services, including free branded checks and unlimited check writing.
  • No minimum balance required
  • Unlimited Check Writing - With your Gold Checking account, there are no per-check charges.
  • Free Specially Branded Checks - Receive your specially branded checks for members only at no charge. (One box per order)
  • Free ATM/Check Card -  The card that works like a check at thousands of locations worldwide, plus it can be used at any ATM.
  • Free Online Banking -  Enjoy the convenience of checking the status of your account online.
  • Free Online Bill Pay - Receive our convenient Online Bill Pay feature for no additional monthly fee! (Authorization is required)
  • Free 24-hour Telephone Banking
  • No-fee Official Checks - Get up to four no-fee official checks per month.
  • Discount on Safe Deposit Box - Receive a 25% discount for your new safe deposit box (1st year only).
  • Free Check Image statements - Our check imaging service simplifies your record keeping by scanning your checks and arranging them together in number order on an easy-to-read printout.
  • No closing costs for The Farmers Bank Home Equity Line of Credit. (for qualifying clients, $10,000 minimum line amount)
  • Switch to The Farmers Bank
  • For other terms and conditions please ask for a disclosure.

Platinum Checking

The Farmers Bank is pleased to introduce special checking accounts with benefits created especially for our customers who maintain a higher balance.
  • $500 minimum balance
    When you keep a $500 minimum daily balance, you will avoid the monthly maintenance fee. Should your balance drop below $500, a $7 monthly maintenance fee will be assessed.
  • Unlimited Check Writing - With your Platinum Checking account, there are no per-check charges.
  • Free Specially Branded Checks - Receive your specially branded checks for members only at no charge. (One box per year)
  • Free ATM/Check Card -  The card that works like a check at thousands of locations worldwide, plus it can be used at any ATM.
  • Free Online Banking -  Enjoy the convenience of checking the status of your account online.
  • Free Online Bill Pay - Receive our convenient Online Bill Pay feature for no additional monthly fee! (Authorization is required) 
  • Free 24-hour Telephone Banking 
  • No-fee Official Checks - Get up to four no-fee official checks per month.
  • Discount on Safe Deposit Box - Receive a 25% discount for your new safe deposit box (1st year only).
  • Free Check Image statements - Our check imaging service simplifies your record keeping by scanning your checks and arranging them together in number order on an easy-to-read printout.
  • No closing costs for The Farmers Bank Home Equity Line of Credit. (for qualifying clients, $10,000 minimum line amount)
  • Switch to The Farmers Bank
  • For other terms and conditions please ask for a disclosure.
Interest Checking Accounts

Interest Checking

Why settle for ordinary checking when you can have a checking account that earns a competitive rate of interest?
  • $5,000 minimum balance
    When you keep a $5,000 minimum daily balance, you will avoid the monthly maintenance fee.
    Should your balance drop below $5,000, a $10 monthly maintenance fee will be assessed.
  • Interest bearing account
  • Free ATM/Check Card -  The card that works like a check at thousands of locations worldwide, plus it can be used at any ATM.
  • Unlimited Check Writing - With your Interest Checking account, there are no per-check charges.
  • Free Online Banking -  Enjoy the convenience of checking the status of your account online.
  • Free Online Bill Pay - Receive our convenient Online Bill Pay feature for no additional monthly fee! (Authorization is required)
  • Free 24-hour Telephone Banking
  • Switch to The Farmers Bank
  • For other terms and conditions please ask for a disclosure.

Premier Advantage Fund Checking

The Premier Advantage Fund Checking Account combines all the advantages of checking and money market accounts, while also eliminating the hassle of maintaining multiple accounts. This high yield account is perfect for clients that prefer to maintain a substantial balance in a competitive, interest-bearing transaction account. This account also offers a tiered interest rate structure.
  • $5,000 minimum balance
    When you keep a $5,000 minimum daily balance, you will avoid the monthly maintenance fee. Should your balance drop below $5,000, a $15 monthly maintenance fee will be assessed.
  • Interest bearing account
  • Unlimited Check Writing - With your Premier Advantage Fund Checking account, there are no per-check charges.
  • Free Specially Branded Checks - Receive your specially branded checks at no charge. (One box per order)
  • Free ATM/Check Card - The card that works like a check at thousands of locations worldwide, plus it can be used at any ATM. 
  • Free Online Banking -  Enjoy the convenience of checking the status of your account online.
  • Free Online Bill Pay - Receive our convenient Online Bill Pay feature for no additional monthly fee! (Authorization is required)
  • Free 24-hour Telephone Banking
  • Free rental of regular safe deposit box for entire year (discounts are available on larger safe deposit boxes for entire year, based on availability at each office, new boxes only, 1st year only)
  • Free consultation with one of our investment professionals to discuss the Asset Investor Account
  • No closing costs for The Farmers Bank Home Equity Line of Credit.  (for qualifying clients, $10,000 minimum line amount)
  • Switch to The Farmers Bank
  • For other terms and conditions please ask for a disclosure.