Financial Tools

Calculators

Financial calculators can help you plan for retirement, save for a vacation, invest for college, or determine your monthly mortgage payment.

The Farmers Bank offers a variety of financial calculators to assist you in planning your financial needs.

Amortization Schedule Calculator - Use our Amortization Schedule Calculator to tell you how much your monthly payment will be based on interest rate, loan or mortgage amount, down payment, and time frame. (These figures are estimated; please consult The Farmers Bank for accurate figures.)

Auto Loan Calculator - Use our Auto Loan Calculator to find out how much automobile you can buy based on your monthly payment, or find out your automobile loan payment based upon your purchase price. (These figures are estimated; please consult The Farmers Bank for accurate figures.)

Checkbook Calculator - Use our Checkbook Calculator to track and total your checking account for you, giving you a snapshot of your financial picture at any moment. (These figures are estimated; please consult The Farmers Bank for accurate figures.)

College Savings Calculator - Use our College Savings Calculator to help develop or fine-tune your education savings plan. (These figures are estimated; please consult The Farmers Bank for accurate figures.)

Credit Card Payoff Calculator - Use our Credit Card Payoff Calculator to find out how long it will take to pay your credit card in full and how much money you'll pay in interest by making the minimum monthly payments. You can also calculate the numbers by using any fixed payment amount of your choice. (These figures are estimated; please consult The Farmers Bank for accurate figures.)

Debt Ratio Calculator - Use our Debt Ratio Calculator to determine your "debt ratio". One of the most commonly used methods to determine ability to repay a loan is the borrowers "debt ratio". The percentage of your monthly income that goes to your monthly debt payments is your debt ratio. (These figures are estimated; please consult The Farmers Bank for accurate figures.)

Mortgage Loan Calculator - Use our Mortgage Loan Calculator to help you plan for a home purchase by giving you a general idea of the total amount of your monthly mortgage payment based on interest rate, down-payment, and length of mortgage. (These figures are estimated; please consult The Farmers Bank for accurate figures.)

Home Equity Loan Calculator - Use our Home Equity Loan Calculator to determine the potential credit limit on a home equity line of credit based upon the home's equity value and the loan to value ratio given. (These figures are estimated; please consult The Farmers Bank for accurate figures.)

Kids Savings Calculator - Use our Kids Savings Calculator to help kids realize how much money they could have tomorrow if they started saving today. (These figures are estimated; please consult The Farmers Bank for accurate figures.)

Loan Calculator - Use our Loan Calculator to help you determine the loan financing amount and payment options that are best for you. (These figures are estimated; please consult The Farmers Bank for accurate figures.)

Loan Comparison Calculator - Use our Loan Comparison Calculator to create a table for the desired information about loan financing amount and payment options. (These figures are estimated; please consult The Farmers Bank for accurate figures.)

Refinance Calculator - Use our Refinance Calculator to help you determine you're best refinancing options. (These figures are estimated; please consult The Farmers Bank for accurate figures.)

Retirement Calculator - Use our Retirement Calculator to help you determine the amount of money to save each year in order to achieve your financial goals. (These figures are estimated; please consult The Farmers Bank for accurate figures.)

Savings Calculator - Use our Savings Calculator to help you determine a savings plan to reach your financial goals. (These figures are estimated; please consult The Farmers Bank for accurate figures.)


Thanks for using our Calculators!


The information provided by these calculators is for illustrative purposes only. The information entered may vary from your actual loan, mortgage, investment, or savings results. Interest rates are hypothetical and are not meant to represent any specific investment. Rates of return will vary over time, particularly for long-term investments. The calculated results are not guaranteed to be accurate and are in no way endorsed, offered or guaranteed by The Farmers Bank.